Credit and Lending Officer

Credit and Lending Officers (also called Credit and Loans Officers) are responsible for assessing and processing applications for credit and loans. The average salary of a Credit and Lending Officer is $59,829.

As a Credit and Lending Officer, you’ll be required to make decisions and minimise risks based on organisational guidelines, industry standards and government legislation.

Average salary
$59,829 P/A

Source: (October 2017)
Min average salary
$54,886 P/A

Source: (October 2017)
Max average salary
$64,772 P/A

Source: (October 2017)
Job growth

Projection: 5% more Credit and Lending Officers employed in Australia in 2020 (compared to 2015)

Employment by region

The top three regions for employment as a Credit and Lending Officer are:

  • NSW: 43.1%
  • VIC: 20.7%
  • QLD: 17.3%

Key skills required
  • Aptitude for numbers and calculations
  • Sound judgement
  • Good negotiation skills
  • Strong attention to detail
  • Able to be firm yet tactful
  • Good communication skills


Credit and Lending courses

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