Credit and Lending Officer

Credit and Lending Officers (also called Credit and Loans Officers) are responsible for assessing and processing applications for credit and loans. The average salary of a Credit and Lending Officer is $79,265.

As a Credit and Lending Officer, you’ll be required to make decisions and minimise risks based on organisational guidelines, industry standards and government legislation.

Get advice about this career

Average salary
$79,265 P/A

Source: (August 2016)
Min average salary
$70,091 P/A

Source: (August 2016)
Max average salary
$88,439 P/A

Source: (August 2016)
Job growth

Projection: 5% more Credit and Lending Officers employed in Australia in 2020 (compared to 2015)

Employment by region

The top three regions for employment as a Credit and Lending Officer are:

  • NSW: 43.1%
  • VIC: 20.7%
  • QLD: 17.3%

Key skills required
  • Aptitude for numbers and calculations
  • Sound judgement
  • Good negotiation skills
  • Strong attention to detail
  • Able to be firm yet tactful
  • Good communication skills


Credit and Lending courses

Career pathway planner


Starting out

Get advice about this career

Our Learning Consultants can:
  • icon enquiry 1Talk to you about your career goals and the course to help get you there
  • icon enquiry 2Provide expert advice on the industry
  • icon enquiry 3Answer any questions and help you enrol

Free call 1800 675 285

9am - 5.30pm AEDT Monday - Friday