finance_courses

Certificate IV in Credit Management

FNS40115

The Certificate IV in Credit Management (FNS40115) is an entry-level qualification designed to provide you with the skills and knowledge needed to work in a variety of credit-related roles across a range of industry sectors.

Successful completion of this qualification also meets the minimum education standard for responsible managers and credit representatives set out by the Australian Securities and Investment Commission (ASIC).

You'll be able to study online (and at your own pace) to gain this nationally recognised diploma from Kaplan Professional, the leader in financial services education.

Have a question or ready to enrol?

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At a glance

Study mode

laptop
Online

Provider

Kaplan Professional – Financial Courses (RTO 90116)
Career Opportunities
Recognition

Nationally recognised - meets Australian Qualifications Framework standards.
Meets the ASIC credit licensing RG206 requirements.

Prerequisites

None

Location

Online

Course length
Self-paced (e.g. 5 hrs a week = finish in 12 weeks).
Study mode

Online

Assessment
Project & exam
Start date

Start anytime. 

Contact us about enrolling.
Provider
Kaplan Professional – Financial Courses (RTO 90116)
Payment options

12-month interest free payment planTerms & conditions apply

Upfront payment

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Price
Why isn't the course price shown?

Prerequisites

There are no entry requirements for this course. You can enrol no matter what level of education or work experience you have.

What you'll learn

You’ll learn how to:

  • Assess and evaluate applications for finance in accordance with organisational guidelines and relevant legislation, regulation and codes of practice
  • Make the loan decision in accordance with organisational guidelines and accepted industry standards
  • Determine appropriateness of security to minimise risk, in accordance with organisational guidelines
  • Implement risk management strategies, and identify and act upon risk mitigation opportunities, relevant to the industry and the organisation
  • Carry out required settlement processes in accordance with organisational requirements and within the scope of your job role
  • Apply knowledge of industry products, legislation, regulation and codes of practice to the industry
  • Process customer complaints and resolve disputes
  • Provide general advice on financial products and services and promote an understanding of the effective use of credit
  • Implement, evaluate and improve the customer service offered by your organisation
  • Manage and recover bad and doubtful debts in accordance with organisational guidelines, utilising appropriate commercial and legal processes where appropriate 

Course structure

3 units

Unit

  1. Topic 1: Developing self-management & professsional skills

  2. Topic 2: Evaluating & processing the credit application

  3. Topic 3: Providing service & resolving problems

Units of competency:
FNSCRD401A - Assess credit applications
FNSCRD402A - Establish and maintain approriate securitisation
FNSCRD403A - Manage and recover bad and doubtful debts
FNSCRD404A - Utilise the legal process to recover outstanding debt
FNSCRD405A - Manage overdue customer accounts
FNSCUS402A - Resolve disputes
FNSINC401A - Apply principles of professional practice to work in the financial services industry
FNSORG401A - Conduct individual work within a compliance framework
FNSRSK401A - Implement Risk and management strategies
FNSCRD503A - Promote understanding of the role and effective use of consumer credit
BSBCMM301B - Process customer complaints
BSBCUS403B - Implement customer service standards
BSBWOR501B - Manage personal work priorities and professional development

Payment options

There are 2 ways you can pay for this course:

1. 12-month interest free payment plan

Pay for your course over time by making weekly, fortnightly or monthly repayments.

This flexible payment plan requires no deposit, and you pay no interest for the first 12 months.

2. Upfront payment

You can pay for this course upfront via credit card or bank transfer.

To understand more about payment options or find out if you’re eligible for a funding entitlement, contact a SEEK Learning Consultant.

Have a question or ready to enrol?

Our Learning Consultants can:
  • icon enquiry 1Answer any questions about a course
  • icon enquiry 2Give advice on job outcomes
  • icon enquiry 3Explain finance options and help you enrol
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