Certificate IV in Life Insurance (Underwriting Stream)


  • Study this Certificate IV in Life Insurance - Underwriting Stream (FNS41515) developed & delivered by industry experts
  • No prerequisites or previous experience required
  • Balance study & lifestyle with flexible online delivery

Have a question or ready to enrol?

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At a glance

Study mode



Kaplan Professional – Financial Courses (RTO 90116)
Career Opportunities
  • Underwriter
  • Specialist Underwriter

Nationally recognised - meets Australian Qualifications Framework standards.





Course length
Self-paced (e.g. 10 hrs a week = finish in 12 weeks). Maximum 6 months.
Study mode



Study from anywhere, when it suits you best and graduate with the identical qualification as an on-campus student.


Study part of the course online. Combine your online learning with classes or practical sessions on-campus at a college or university.


Attend classes on-campus at a university, TAFE or college and interact face-to-face with teachers and fellow students.

Exam & assignment
Start date

Start anytime.

Contact us about enrolling.
Kaplan Professional – Financial Courses (RTO 90116)

Get the best possible start to a career in finance through Kaplan Professional, the preferred education partner of the Financial Services Institute of Australia (FINSIA).

With flexible start dates and study methods, Kaplan allows you start your course at a time that suits you so you can study as little or as much as you like.

Kaplan Education Pty Ltd (RTO 90116) trading as Kaplan Professional

Payment options

12-month interest free payment plan

Upfront payment

Read more
Why isn't the course price shown?

Why isn't the course price shown?

The cost of a course can vary depending on a few factors, including:

  • Whether you are an Australian resident
  • How you pay for the course (via a government loan, via a payment plan, or upfront)

To work out how much this course would cost you,
contact a SEEK Learning consultant.

What you'll learn

You’ll learn how to:

  • Apply legislation, regulation and procedures to underwriting
  • Identify life insurance products and services and who they are suitable for
  • Understand the concepts of life risk, underwriting and claims
  • Understand the process of underwriting complex medical risks
  • Understand the process of underwriting complex non-medical risks
  • Seek assistance with complex specialist and medical terminology
  • Manage client relationships
  • Adapt to a diverse range of clients
  • Implement dispute resolution and complaint management

Course structure

1 units


  1. Life insurance underwriting

    This course consists of 1 unit that covers 7 topics.

    • Topic 1: Life insurance and the financial services industry
    • Topic 2: Life insurance products and services
    • Topic 3: Work well with clients
    • Topic 4: Life insurance risk
    • Topic 5: Life insurance underwriting
    • Topic 6: Life insurance advanced underwriting
    • Topic 7: Life insurance claims

    Units of competency:
    FNSINC301 - Work effectively in the financial services industry
    FNSILF403 - Develop and maintain in-depth knowledge of products and services used by the life insurance sector
    FNSILF401 - Contribute to the life risk underwriting process
    FNSISV402 - Underwrite new business
    FNSILF502 - Underwrite complex medical risks
    FNSILF503 - Underwrite complex non-medical risks
    FNSILF405 - Receive and evaluate life insurance claims
    FNSISV406 - Use specialist terminology in insurance claims
    FNSISV407 - Use medical terminology in an insurance context
    FNSCUS301 - Respond to customer enquiries
    FNSCUS403 - Deliver a professional service to customers
    FNSCUS402 - Resolve disputes
    BSBCMM301 - Process customer complaints

Payment options

There are 2 ways you can pay for this course:

1. 12-month interest free payment plan

Pay for your course over time by making weekly, fortnightly or monthly repayments.

This flexible payment plan requires no deposit, and you pay no interest for the first 12 months.

After 12 months, you will be charged an interest rate of 19.95% per annum on the amount that remains to be repaid.

Most working Australian adults are eligible. See Am I Eligible? for details.

A SEEK Learning consultant can help you set up this payment plan. There is a $99 annual fee. Terms and conditions apply.

2. Upfront payment

You can pay for this course upfront via credit card or bank transfer.

To understand more about payment options or find out if you’re eligible for a funding entitlement, contact a SEEK Learning Consultant.

Have a question or ready to enrol?

Our Learning Consultants can:
  • icon enquiry 1Answer any questions about a course
  • icon enquiry 2Give advice on job outcomes
  • icon enquiry 3Explain finance options and help you enrol
Document icon and receive a free course guide

Free call 1800 675 285

9am - 5.30pm AEDT Monday - Friday